:root{--color-primary: #325096;--color-primary-90: rgba(50, 80, 150, .39);--color-primary-soft: rgba(50, 80, 150, .2);--color-primary-light: rgba(50, 80, 150, .13);--color-primary-ghost: rgba(50, 80, 150, .08);--color-primary-hover: #28406f;--color-accent: #BE2832;--color-accent-hover: #9e2028;--color-accent-light: rgba(190, 40, 50, .1);--color-dark: #2C3E50;--color-neutral-800: #2C3E50;--color-bg: #F5F7FA;--color-surface: #FFFFFF;--color-white: #FFFFFF;--color-text: #2C3E50;--color-text-muted: #6B7A8D;--color-border: #DDE3EE;--hero-overlay-left: rgba(50, 80, 150, .93);--hero-overlay-right: rgba(50, 80, 150, .25);--font-serif: "Crimson Text", Georgia, serif;--font-sans: "Inter", system-ui, sans-serif;--text-xs: .75rem;--text-sm: .875rem;--text-base: 1rem;--text-lg: 1.125rem;--text-xl: 1.25rem;--text-2xl: 1.5rem;--text-3xl: 2rem;--text-4xl: 2.75rem;--text-hero: 3.5rem;--text-h1: clamp(36px, 4vw, 52px);--text-h2: clamp(28px, 3vw, 38px);--text-perex: 19px;--text-body: 17px;--leading-tight: 1.2;--leading-normal: 1.6;--leading-heading: 1.2;--leading-perex: 1.5;--leading-body: 1.7;--font-normal: 400;--font-medium: 500;--font-bold: 700;--space-1: .5rem;--space-2: 1rem;--space-3: 1.5rem;--space-4: 2rem;--space-5: 2.5rem;--space-6: 3rem;--space-8: 4rem;--space-12: 6rem;--space-16: 8rem;--bp-mobile: 480px;--bp-tablet: 768px;--bp-desktop: 1024px;--bp-wide: 1280px;--container-max: 1200px;--container-pad: var(--space-4);--nav-height: 70px;--radius: 8px;--radius-sm: 4px;--radius-md: 8px;--radius-lg: 16px;--shadow-sm: 0 1px 4px rgba(50,80,150,.06);--shadow-md: 0 4px 12px rgba(50,80,150,.12);--shadow-card: 0 2px 12px rgba(50,80,150,.1);--shadow-hover: 0 6px 24px rgba(50,80,150,.18);--transition: .2s 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transparent;cursor:pointer;transition:var(--transition)}.btn-primary{background:var(--color-accent);color:var(--color-white);border-color:var(--color-accent)}.btn-primary:hover{background:var(--color-accent-hover);border-color:var(--color-accent-hover);transform:translateY(-2px);box-shadow:0 4px 12px var(--color-accent-light)}.btn-secondary{background:var(--color-white);color:var(--color-accent);border-color:var(--color-accent)}.btn-secondary:hover{color:var(--color-accent-hover);border-color:var(--color-accent-hover);transform:translateY(-2px);box-shadow:0 4px 12px #be283233}.btn-outline-white{background:transparent;color:var(--color-white);border-color:var(--color-white)}.btn-outline-white:hover{background:#ffffff1f}.page-hero{min-height:520px;display:flex;align-items:center;background-image:linear-gradient(to right,var(--hero-overlay-left) 0%,var(--hero-overlay-right) 100%);background-color:var(--color-primary);background-size:cover;background-position:center 30%;background-repeat:no-repeat}.page-hero__inner{padding:var(--space-12) var(--container-pad);width:100%;max-width:var(--container-max);margin:0 auto}.page-hero-content{max-width:680px;text-align:left}.page-hero-kicker{display:block;font-family:var(--font-sans);font-size:var(--text-sm);font-weight:var(--font-bold);letter-spacing:.1em;text-transform:uppercase;color:#ffffffbf;margin-bottom:var(--space-2)}.page-hero h1{font-family:var(--font-serif);font-size:var(--text-hero);line-height:var(--leading-tight);color:var(--color-white);margin-bottom:var(--space-3)}.page-hero h1 em{font-style:italic;color:#ffffffe6}.page-hero-perex{font-size:var(--text-lg);line-height:var(--leading-normal);color:#ffffffe6;margin-bottom:var(--space-4);max-width:540px}.page-hero-btns{display:flex;gap:var(--space-3);flex-wrap:wrap}.trust-bar-outer{background:var(--color-primary-ghost);border-top:3px solid var(--color-accent);width:100%}.trust-bar{max-width:var(--container-max);margin:0 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0}.cardgrid-section.bg-bg{background:var(--color-bg)}.cardgrid-section.bg-white{background:var(--color-white)}.cardgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:var(--space-3)}.card{background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-md);padding:var(--space-4) var(--space-3);box-shadow:var(--shadow-sm);transition:box-shadow .22s,transform .22s}.card:hover{box-shadow:var(--shadow-hover);transform:translateY(-4px)}.card__icon{width:44px;height:44px;border-radius:var(--radius-md);display:flex;align-items:center;justify-content:center;background:var(--color-primary-ghost);margin-bottom:var(--space-2)}.card__icon svg,.card__icon i{width:22px;height:22px;stroke:var(--color-primary);color:var(--color-primary);fill:none;stroke-width:2}.card h3{font-size:var(--text-xl);color:var(--color-primary);margin:0 0 var(--space-1)}.card p{font-size:var(--text-body);line-height:var(--leading-body);color:var(--color-text-muted);margin:0}.split-section{padding:var(--space-12) 0}.split-section.bg-white{background:var(--color-white)}.split-section.bg-bg{background:var(--color-bg)}.split{display:grid;grid-template-columns:1fr 1fr;gap:var(--space-8);align-items:center}.split--reverse{direction:rtl}.split--reverse>*{direction:ltr}.split h2{font-size:var(--text-h2);color:var(--color-primary);margin:0 0 var(--space-2);line-height:1.3}.split p{font-size:var(--text-body);line-height:var(--leading-body);color:var(--color-text);margin:0 0 var(--space-2)}.split__img-placeholder{background:var(--color-bg);border-radius:var(--radius-md);aspect-ratio:4/3;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:var(--space-1);color:var(--color-text-muted);font-size:var(--text-sm);text-align:center;border:1px dashed var(--color-border)}.split__img-placeholder svg{width:48px;height:48px;stroke:var(--color-border);fill:none}.process-section{padding:var(--space-12) 0}.process-tabs{display:flex;justify-content:space-between;gap:var(--space-2);margin-bottom:var(--space-6);position:relative}.process-tab{flex:1;display:flex;flex-direction:column;align-items:center;gap:var(--space-1);background:none;border:none;cursor:pointer;font-family:var(--font-sans)}.process-tab__num{width:40px;height:40px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:var(--color-primary-light);color:var(--color-primary);font-weight:var(--font-bold);transition:var(--transition)}.process-tab.is-active .process-tab__num{background:var(--color-accent);color:var(--color-white)}.process-tab__label{font-size:var(--text-sm);color:var(--color-text-muted);text-align:center}.process-tab.is-active 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var(--color-border)}.related-card__body{padding:var(--space-3);display:flex;flex-direction:column;gap:var(--space-1);flex:1}.related-card__cat{font-size:var(--text-xs);font-weight:var(--font-bold);letter-spacing:.07em;text-transform:uppercase;color:var(--color-accent)}.related-card__title{font-family:var(--font-serif);font-size:var(--text-lg);color:var(--color-primary);line-height:1.35}.related-card__date{font-size:var(--text-sm);color:var(--color-text-muted);margin-top:auto}@media (max-width: 1024px){.cardgrid,.testimonial-grid,.related-grid{grid-template-columns:repeat(2,1fr)}}@media (max-width: 768px){.page-hero{background-image:none;background-color:var(--color-primary);min-height:auto}.page-hero__inner{padding:var(--space-6) var(--container-pad)}.page-hero 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960px){.header-right>.btn-primary{display:none}.nav-hamburger{display:flex}.nav-list{display:none;flex-direction:column;align-items:flex-start;position:absolute;top:calc(100% + 1px);right:0;background:#fff;box-shadow:var(--shadow-md);min-width:260px;padding:var(--space-3) 0;z-index:200}.nav-list.is-open{display:flex}.nav-item{width:100%}.nav-link{display:block;padding:var(--space-2) var(--space-4);width:100%}.dropdown{visibility:visible;opacity:1;position:static;box-shadow:none;transform:none;padding-left:var(--space-4);background:var(--color-primary-ghost);display:none}.has-dropdown.is-open .dropdown{display:block}.nav-item--cta{display:block;padding:var(--space-3) var(--space-4)}}footer{background:var(--color-primary);color:#ffffffbf;padding:var(--space-8) 0 var(--space-4)}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:var(--space-6);padding-bottom:var(--space-4)}.footer-brand 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